When your budget is tight, there are two things you can do. 

  • Find ways to spend less money.
  • Find ways to make more money.

Thankfully there are some great money-making apps that help you do both. The best apps help you save and earn money at the same time. Usually, all you need is a mobile device and an internet connection. None of these mobile apps will make you rich, but they can help you save money, earn a little extra cash and free up some wriggle room in your budget. 

Some of the top ways to make money include taking online surveys, playing online games, scanning receipts, and shopping. Use your free time to earn real money online and find some great savings while you’re at it. Here are a few of the best apps for the job.

Swagbucks: The All-In-One Rewards App

If you’re looking for an app that does it all, then Swagbucks wins hands down. This comprehensive rewards app offers a wide variety of ways to save and earn. Everything is conveniently located in one place.

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Swagbucks keeps it simple and fun and helps you take the work out of managing your budget.

Earn With Swagbucks

Earn money for completing simple tasks. Search the web, take surveys, play games, scan receipts, refer friends and family, upload receipts and much, much more. There are so many fun and easy ways to earn, it’s not surprising that Swagbucks is one of the most popular money-making apps.

It’s quick and easy to sign up for this free app. Users earn reward points as they complete tasks. You can then cash out those points into a PayPal account or use them to purchase a variety of gift cards. 

Save With Swagbucks

The mobile app also offers some impressive ways to save. There are a large variety of coupons, discounts and promo codes available all the time, with more being added almost constantly. It’s a fun app to browse, and you’re sure to find savings in almost every category you can imagine.

If you’re shopping online, Swagbucks will automatically find and apply the best deals and discounts to your purchases. There are also a large variety of in-store digital coupon savings.

Swagbucks Magic Receipts serves up supermarket coupons with a modern twist. Instead of printing a coupon to save, say, $3.00 on 2 boxes of General Mills cereal, Swagbucks pays you the cash.

Swagbucks will offer you $3.00 cash back for purchasing those 2 boxes of General Mills cereal. All you have to do is snap a pic of your receipt after. Find hundreds of available cash back offers just like this. You can even earn cash back just for scanning your receipt (of any purchase at any store), or buying certain in-category goods like any brand of bread or of milk.

Upromise: The App for College Savings

Upromise takes the work out of saving for college. Instead of paying out in cash or gift cards like other apps, Upromise pays out into your 529 account, a tax-advantaged, interest-bearing savings account for education. Simply link a 529 account of your choosing to your Upromise account, and small savings over a long period can add up to a decent amount of college savings. Many parents and grandparents choose Upromise as a painless way to contribute to college savings.

Earn With Upromise

Earn rewards as you go about your daily life. You’ll get cash back on everyday purchases and when you dine out.  You can also get points when you refer friends and family. The app also offers some surveys and other simple tasks to help you earn even more points. The selection of tasks is not as impressive as some other apps, but the fact that your money is growing over the long term makes up for the lack of variety.

Save With Upromise

Upromise offers a selection of discounts and coupons at participating stores. That means that you can trim your budget and save for college at the same time.

MyPoints: Earn Points as You Shop

MyPoints is a great app to use if you want to add a little extra money to your bank account each month. Earn cash back when you shop at qualifying stores. Making a little extra money couldn’t be simpler.

Earn With MyPoints

The process is simple. All you do is shop at qualifying stores, upload your receipts and get cash back. It’s a straightforward money-making app that’s perfect for people who are low on time and want to keep it simple. 

You can earn points at over 2,000 stores, so you’re sure to find some of your favorites on their list. The list includes big, well-known stores like Walmart, Amazon, and The Home Depot. Shop online or in store and get points back.

What Can I Do With the Points?

Again, MyPoints keeps things quick and easy. You can cash out points into PayPal, a preloaded Visa card or a variety of gift cards. Choose the option the suits you best.

InboxDollars: A Wide Variety of Ways To Earn Money

InboxDollars offers users an impressive variety of ways to earn cash rewards. This app is all about completing simple tasks and earning points. 

Earn With InboxDollars

Making money is simple and fun with InboxDollars. There are so many tasks to choose from and an almost constant supply of ways to earn. Some of the ways to earn include:

  • Playing games
  • Taking surveys
  • Reading emails
  • Getting cash back on deals 
  • Referring friends and family

What Can I Do With the Points?

The app pays out quickly and easily in all the usual ways. Cash your points out into PayPal, prepaid Visa cards or a variety of gift cards.

Tada: Keeping Things Simple

Tada is an awesome app for those who like to make money in simple, no-nonsense ways. It doesn’t offer all the features and services of some of the more extensive rewards apps. It keeps things simple and does what it does well. This is the shopping app to choose if you’re looking to save on your grocery shopping and other regular purchases.

Get great deals and earn cash back as you shop at participating stores. It’s quick and easy to sign up for this free mobile app. Participating stores include Amazon, Walmart, Target and The Home Depot, so you’re sure to find great deals on the products you love. 

Simply shop at your favorite stores and scan your receipts to start earning points. Cash out through PayPal or choose from a variety of gift cards, including Amazon, The Home Depot and many more.

Try a Few

With so many great money-making options, it can be hard to know where to start. All of these free apps are worth a try. Most are available at the Apple Store and on the Google Play Store. Using good money-making apps is basically like getting free money, so it’s worth using at least one.

If you’re new to these apps, then it’s a great idea to sign up for a few. Try them out, see how they affect your personal financial situation, and then decide which ones work best for you. 

Apart from the great savings, it’s important to choose money-earning apps that suit your personality and fit the amount of spare time you have. If you’re low on time, the easiest place to start is an app that applies coupons and savings to your online shopping.

 
 
 

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