Since the pandemic hit in the spring of 2020 more people are turning to ways to make money online and from their phones. Some people were lucky and were able to transition from their 9-5 job to working exclusively online, while others were not so fortunate.

Luckily there are tons of different apps to make money and different ways you can earn an income online, even if it isn’t your full-time job. To find out some of the best money-making apps and how you can utilize money-making apps on top of your full-time job, continue reading below.

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What Are Some of the Best Money-Making Apps?

Money-making apps are any app that allows a user to earn money, these can range from investment apps to delivery service apps, even apps that have you complete small tasks. The question “what are the best money-making apps” depends on who you are asking, as well as what your financial goals are.

If you enjoy investing and have some experience doing that, you might choose an investment app as your preferred money-making app. Robinhood is an investment app suitable for all types of investors. You can earn money investing in different stocks, Robinhood even gives you your first stock for free.

Another investment app to try is Acorns. In addition to offering an investment account for their users, Acorns also offers banking. Acorns allow you to invest spare change to save money and grow.

If investing apps aren’t your forte, there are still apps you can use to make money. Cash back apps are another popular way to earn money. The Ibotta app is a popular cash-back app. Ibotta offers cash back on online purchases, as well as in-store purchases or purchases through the app. They offer deals at all your favorite retailers including Target and Walmart.

You can even earn money by taking online surveys. Apps like Swagbucks and InboxDollars pay their users for taking short surveys and completing other tasks, such as playing games or watching videos. In addition to that, both apps also offer cash back on grocery shopping when you upload a picture of your receipt to the app.

Can I Transfer Rewards Straight to my Bank Account?

Some money-making apps allow a direct deposit to your bank account once you have earned the minimum withdrawal amount. Other methods of payment include a transfer to your PayPal account or gift cards as rewards. 

If you are looking to earn some extra cash, and not interested in receiving gift cards, there is a hack for getting around that. When you earn rewards and reach the minimum payout mark instead of choosing a gift card to a retailer like Target or Walmart, choose a PayPal gift card. Your funds can then get uploaded to PayPal and then transferred to your bank or spent. 

Trying to earn money quickly with these money-making apps can be accomplished, but quickly is subjective. You can earn rewards pretty fast, but then transferring your earned money or receiving your gift card generally takes between 1-3 business days. This isn’t bad considering the normal turnaround for a check from a job is every two weeks. 

Which Money-Making App Works Best?

There are a ton of different ways to earn extra money with an app. Which money-making app works the best to earn extra cash depends on what you like to do. Do you like getting paid to play games? Or for shopping online? Or how about taking paid surveys? Let’s not forget about all of the service apps you can get paid on. 

Let’s just say there are quite a few apps that pay money and work well. Here are our top 6 apps for making extra money. 

1. InboxDollars

InboxDollars is an online survey site that pays users for a variety of tasks, mainly taking short surveys. In addition to that, you can get paid for playing games, and online shopping, and you can earn cash back for uploading your receipts. 

Rewards earned through InboxDollars can be redeemed for gift cards. New users on the InboxDollars app and website will earn a bonus of $5! Join InboxDollars now.

2. Swagbucks

If you like survey apps, another one to try is Swagbucks. Swagbucks pays its users to watch videos, shop through their browser extension, and for taking surveys. All of these activities can be completed in your free time and with little effort required, which makes for a great passive income. Get Swagbucks now.

3. DoorDash

If you are someone who wants to work on your schedule and enjoys being busy while making money, the free app DoorDash is perfect for you. It is completely free to sign up to be a DoorDash driver. Whether you need a few extra bucks for groceries or need more money for rent, working for DoorDash will allow you to accomplish those goals. Get a $100 cash bonus when you sign up and make your first delivery. Get your $100 bonus for DoorDash now.

4. Uber

The Uber app is a great option for those who enjoy talking to customers and helping them get to where they need to go. If you have reliable transportation and a bubbly personality you can start earning money with Uber, especially through tips.

5. Ibotta

Ibotta offers cash rewards when you upload your receipts to the app. If you shop at major retailers like Walmart and Old Navy you will earn cash back on your purchases. In just a few minutes you can earn cash rewards whether you shop in-store or online, just for showing proof of what you purchased. Winning cash prizes and rewards just for purchasing groceries? Something you’re already doing? Sounds like a win-win to me. 

6. Survey Junkie

Survey junkie is another smartphone app that pays users for taking short surveys. This survey app mostly has users take surveys, you won’t find as many opportunities for playing games or other activities on this app. 

How Can I Make $100 A Day?

When you have ambitious goals like making $100 a day from your phone, you’ll want to focus on the highest-paying apps. Survey apps can take a long time to meet that goal. A good rule of thumb is that the highest-paying surveys are generally the longer ones and take a bit more effort. 

To realistically earn $100 in one day, you’re going to want to focus more on the service apps like DoorDash, Uber, and UberEats. Not only will you receive a base pay from these apps (ex $10/hour) you will also receive actual cash tips from customers (or credit card tips but you get the point). These money-making apps maximize your earning opportunities. 

Can I Make A Sustainable Income Just Using Apps?

The question of whether or not you can earn a sustainable income from apps on your phone depends on how much effort you are going to dedicate towards it. If you are planning to turn one of these aforementioned ideas into a true side-hustle, then yes you could add a good amount to your checking account each month. 

For survey apps to produce a sustainable income, I would recommend spending at least 15 minutes per day completing surveys and activities to earn points. This is something that I do and I can usually earn an extra $100 a month.

Some money-making apps offer a more sustainable way to earn money monthly. Service apps like Uber and DoorDash are more likely to provide you with a regular income if you are working regularly. 

Final Thoughts On Apps To Make Money

Whether you are looking to earn a few dollars or looking for the perfect side hustle, using an app to make money is a great way to accomplish either of those things. The idea that you can get paid for doing simple tasks, delivering food, or driving people around is awesome! All of these activities require little to no effort on your part and will only take a few hours of your time. 

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