$35 Trillion Home Equity Market Value
Since 2014, the overall Homeowner Equity Market has grown by 190%, growing from $12 Trillion in 2014 to an incredible $35 Trillion today.
*Source: St. Louis Fed, Households; Owners' Equity in Real Estate, Level (billions of dollars, updated quarterly) as of January 1, 2025.
Unlock the Potential of Your Portfolio with HEAs
Diversified Wealth Building
Gain exposure to a diversified portfolio of home equity agreements across the nation’s top real estate markets. By owning fractional shares in multiple properties, you reduce concentration risk while enhancing your portfolio’s potential for stable, long-term growth.
Built-In Downside Protection
HEAs are originated with a built-in value adjustment that is a buffer against market downturns. HEAs typically represent 25-35% of the home's total value, providing significant return potential while reducing risk exposure.
Expert-Led Origination
Our in-house team of licensed professionals conducts thorough credit underwriting, property valuations, and comprehensive inspections. This meticulous process ensures only the most secure, high-potential home equity investments are included in our portfolio.
Resilient to Market Shifts
Unlike traditional real estate investments, HEAs are less vulnerable to interest rate fluctuations. This provides attractive risk-adjusted returns for investors seeking a stable, market-resilient investment opportunity, even in times of economic uncertainty.
Members and counting
Home Equity Agreements
Total Asset Value
States covered
Featured In
Recent Acquisitions
View All
The Stone
Arlington, TX
$383,487
Initial Home Value
$100,000
Initial HEA Amount
0.31%
Equity Stake
The Lantana
Forest Hill, TX
$344,389
Initial Home Value
$82,000
Initial HEA Amount
0.26%
Equity Stake
The Prairie
Aldedo, TX
$514,435
Initial Home Value
$53,000
Initial HEA Amount
0.11%
Equity Stake
Past Offerings
Highlighting Our Proven Expertise in Real Estate Investing
Cityfunds
The first SEC-qualified funds to offer city-specific shares of home equity, Cityfunds enabled investors to access the potential of real estate in America's most dynamic urban markets—without the complexities of direct property ownership
Select
A five-year term fund that is structured to provide investors with opportunistic exposure to a diversified portfolio of Home Equity Agreements across the US
Yield
Backed by residential estate assets, Yield provided investors with stable cash flow at a 7-8% APY. Investors in Yield receive quarterly distributions.
