Disclaimer

One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.
¹Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
²5.00% annual percentage yield (APY) applies to the total Savings balance of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave balances without these deposit or balance requirements. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 4/17/2024, but may change at any time before or after account opening.
³Only available to consumers who initiate their account application through certain channels from 8/8/24 - 10/31/24.   See terms for details.
⁴To receive 3% cash back, eligible customers (at the time their purchase settles) must (i) have received $500 or more of eligible direct deposits in the previous month, or (ii) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms Apply.
⁵Cash back can be earned through the Debit Rewards Program. Individual offer details can be found in the One app. Terms apply
*SB is distributed by Swagbucks, not by One Cash. SB will appear as Pending for 32 days. This offer is only available to new One customers. Must open a One account through the Swagbucks affiliate link. Must enter valid sign up information and make your first deposit of $30 or more to earn SB. Offer may only be redeemed once (1) per user. This offer and award are subject to change at any time, without notice. This offer is presented to you by Swagbucks on behalf of a third-party merchant or sponsor ("Merchant"). Swagbucks does not endorse (and therefore is not responsible to you for) the Merchant's views, policies, products or services. Have questions? Please contact the Swagbucks Help Center. Swagbucks may receive commission from One Cash for your successful completion of this Offer. Please see our Advertising Disclosure for more details.